Budgeting and Business Planning free essay sample

In order to create the criteria for the committee we have to look at what they want from the project. Most businesses and organisations are in business to make a profit, however the committee has different aims and objectives compared to a normal business or organisation. They need to weight up the options of each proposal and decide which best relates to their aims and objectives. When the committee is considering which proposal to go with they should consider the following categories †¢Short-term Financial Benefits †¢Long-term Financial Benefits †¢Environment †¢Relation to aims Short-term Financial Benefits The committee needs to consider the short term benefits of each proposal. They dont want to take on a proposal that has high start-up costs and doesnt make a return on the capital within the first year. The committee does not want to be left in a high amount of debt if the proposal fails. We will write a custom essay sample on Budgeting and Business Planning or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page If the committee is left with a debt they may not be able to fund other projects to further their three aims. Long-term Financial Benefits Long-term the proposals will give different outcomes. The committee needs to decide on how long they want to keep moult hall? If they want it as a long term asset which can help with their aims? Or do they want a longer term money making scheme to boost revenue which can be used in areas they already control. Environment Moult Hall comes with a huge area of woodland, they needs to consider the effects on the local plant life and wildlife that any proposal could have. They need to think, does it destroy plant life? Does it impact on wildlife habitats? Is their going to be any long lasting environmental damage? Relation to Aims The committee is based on three main aims. They need to consider these aims  in making their decision, they cant be making use of one proposal if it goes strictly against some of their basic aims. They have to consider their own image and brand, does a proposal give them a bad name/image considering their aims and objectives? Question 2 Jonathan and Ingrids proposal has some short term financial benefits, in the 30 week trial run moult hall turns over a small profit of  £1,646. When the committee takes their proposal in to consideration they should recognise this point, moult hall will be of no financial burden in the short-term 30 week trial. If the 30 week trial is to succeed then moult hall can have some structural work done costing  £20,000 which would close moult hall for four weeks after the trial. The structural alterations would increase the capacity of the site to allow up to 30 guests to stay at one time. According to Jonathan and Ingrid projections of a weekly cost per guest of  £66 and a weekly charge per guest of  £150 they are making  £84 profit per guest per week. With the structural alterations and the increase in capacity by 20 guests. The weeks after the alterations are finished they could make an extra  £1,680 per week, bringing their possible weekly total profit at full capacity to  £2,436 (allowing for one free space, 29 paying customers). Therefore they could justify the large  £20,000 outlay on alterations as moult hall would pay for these alterations in little over 8 weeks. So in the long-run moult hall could be a profitable project by the end of year one. The one drawback of this proposal is the loss of the usage of the minibus at weekends, which generated an annual income of  £1,040, however it can be argued that it is now being put to better use and that the money is being recuperated from moult hall. Break-even point Total expenses £63,880 Weeks until break-even47.3 Guests until break-even473 As we can see from the table above moult hall will have to attract 473 guests a year to break even when they can only hold 10 guests per week. Equally they would have to run for 47.3 weeks a year at full capacity to break-even. This gives them an average of 9 guests a week. If they were to structurally improve moult hall so that they can hold up to 30 guests a week then the figures would look very different as shown in the table below. Break-Even Point Total Expenses £63,880 Weeks until break-even point14.7 Guests until break-even point441 Although a similar amount of guests is required the amount of weeks at full capacity has drastically dropped from 47.3 to 14.7. Their average guests per week has dropped from 9 to 8. Although this is not a large drop, in comparison they only have to fill 8 out of 30 beds compared to 9 out of 10 beds in the 30 week trial. The environment and its protection are very important to the committee and are mentioned in their main aims. Jonathan and Ingrids proposal helps the environment and makes the most of moult hall, if a garden was to be kept at moult hall the guest could tend to this and grow vegetables and recycle waste in a compost, which in turn could be re-used on the garden making moult hall very self-sufficient and environmentally friendly. One of the major aims of the committee is to help and educate the young. Jonathan and Ingrids proposal does just this, by inviting young people from the surrounding area to come stay and learn about the countryside. The guests will be able to learn about different wildlife and plant life living in the moult hall woodland and surrounding areas. The committee has to consider how the proposal will relate to their own aims, with moult hall becoming a learning centre for the young the committee could promote the good work they are doing to increase their donations revenue and grow as a trust. Question 3 Winston’s proposal consists of turning moult hall into a quad bike track with lavish bedrooms in the house for guests. In the year one moult hall will turn over a profit of  £1,034,283.  £750,000 of this is guaranteed to the North West trust for the protection of wildlife and the other  £284,283 will go to Winston himself. Moult hall would be a great money maker for the trust with the guaranteed income of  £750,000 adding to the  £800,000 a year they receive from local donations and fund raisers, boosting their total revenue for the year to around  £1,550,000. Long-term moult hall will turnover similar amount each year as long as there is no dip in demand. In the second year when Winston doesn’t have any initial capital costs he will make a large profit himself of  £402,350. The funds the committee will earn from moult hall could be used in other areas to promote the protection of wildlife. Break-even Point Total Expenses £1,022,650 Weeks until break-even point35.9 Guests until break-even point538 From the table above we can see the break-even point for moult hall under Winston’s proposal. He would need to be operating at full capacity for almost 40 weeks a year to break-even this means he would have to attract 538 guests a year. On average to break-even Winston will have to have 11 guests a week. In monetary terms moult hall will be a very successful; however some parts of the proposal will go against the trusts main aims. The trust was set up for the protection of wildlife; one aim is to protect local wildlife and plant life. To make the quad bike track many mature trees will have to be removed in the grounds of moult hall. This will disrupt some of the habitats of animals in the woodland. One of the main habitats that could be disrupted is the nesting sites of the red kite. The red kite has only recently been re-introduced in to the United Kingdom after the success of similar projects in wales; the trust fully supports the work of the national charity that achieved this. The red kite was wiped out in the UK by modern farming methods which use pesticides to kill small rodents, which are the main food source of the red kite. The first aim of the Trust is to encourage farming methods that don’t hurt local wildlife and plant life. They have to consider how the disruption of the nesting sites would reflect on them if they took on Winston’s proposal. It may look bad as with one hand they are supporting the work of the charity yet they are making money at the cost of disrupting local nesting sites. Question 4a There are many different measures that to committee can use to measure the performance of moult hall such as: †¢Monthly financial reports †¢Committee inspections twice a year †¢Variance analysis – comparing budgeted figures with actual Variance Analysis The committee could use variance analysis; variance analysis is a comparison of the budgeted cost of running moult hall and the actual cost of running moult hall. They could see if the costs of moult hall are favourable or adverse. If the results are favourable then this means that moult hall is running at a cheaper cost than they originally budgeted. However if the results are adverse then this means that the cost of running moult hall is more than they budgeted, this could be due to higher food prices or a larger light and heating bill than first anticipated. Variance analysis will give the committee a good idea of how much difference there is between their original planned budget and their actual outlay. This will be useful in determining weather moult hall is a financially viable option. Monthly Financial Reports The committee could ask for the manager of moult hall to send them monthly financial reports so that they can keep track of the performance and see if they are making or loosing money. They could let the financial reports come in for a few months or even up to year. This way they can identify trends and high and low seasons. They may find that they have a slightly seasonal product, as more people will want to be outside in the summer compared to the winter. They can also see if over a year they are getting an increasing amount of interest month on month or if they are losing interest Committee inspections Committee inspections could take place two or three times a year, the committee could travel as a whole or send a few representatives to moult hall to assess the upkeep of moult hall and the grounds. The inspection  could also be used to see how the guests are enjoying their time at moult hall. The inspection team will then feed back to the committee who will have meetings on how to improve moult hall based on the feedback from guests and/or any improvements or checks that would need to be made to ensure the performance of moult hall is consistent. Question 4b When the committee is assessing the performance of moult hall they can use different companies to assess moult hall for them.   The Environmental Inspection Agency (EIA) can carry out Environmental impact assessments. The committee could use this agency to assess the impact that moult hall is having on the surrounding woodland and grounds of moult hall. The committee can use this information to track the environmental progress of moult hall and see if the project is having a damaging or positive effect on the woodland and grounds. The committee could also use a survey company to produce a survey which can be given to guests when they leave so that the guests can give their feedback. The survey company can then use these results to produce accurate feedback to present to the committee. This method would be better than the committee asking the questions themselves as it will give a better representation of the guest’s views on moult hall. One company that they could use is amplitude research, this is a company that specialises in market research, Amplitude research can create a standard survey for guests which will make the results more comparable and easier for the committee to act upon. Environmental inspection agency (EIA) – www.eia-international.org Amplitude Research www.amplituderesearch.com Budgeting and Business Planning free essay sample In order to create the criteria for the committee we have to look at what they want from the project. Most businesses and organisations are in business to make a profit, however the committee has different aims and objectives compared to a normal business or organisation. They need to weight up the options of each proposal and decide which best relates to their aims and objectives. When the committee is considering which proposal to go with they should consider the following categories †¢Short-term Financial Benefits †¢Long-term Financial Benefits †¢Environment †¢Relation to aims Short-term Financial Benefits The committee needs to consider the short term benefits of each proposal. They dont want to take on a proposal that has high start-up costs and doesnt make a return on the capital within the first year. The committee does not want to be left in a high amount of debt if the proposal fails. We will write a custom essay sample on Budgeting and Business Planning or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page If the committee is left with a debt they may not be able to fund other projects to further their three aims. Long-term Financial Benefits Long-term the proposals will give different outcomes. The committee needs to decide on how long they want to keep moult hall? If they want it as a long term asset which can help with their aims? Or do they want a longer term money making scheme to boost revenue which can be used in areas they already control. Environment Moult Hall comes with a huge area of woodland, they needs to consider the effects on the local plant life and wildlife that any proposal could have. They need to think, does it destroy plant life? Does it impact on wildlife habitats? Is their going to be any long lasting environmental damage? Relation to Aims The committee is based on three main aims. They need to consider these aims in making their decision, they cant be making use of one proposal if it goes strictly against some of their basic aims. They have to consider their own image and brand, does a proposal give them a bad name/image considering their aims and objectives? Question 2 Jonathan and Ingrids proposal has some short term financial benefits, in the 30 week trial run moult hall turns over a small profit of  £1,646. When the committee takes their proposal in to consideration they should recognise this point, moult hall will be of no financial burden in the short-term 30 week trial. If the 30 week trial is to succeed then moult hall can have some structural work done costing  £20,000 which would close moult hall for four weeks after the trial. The structural alterations would increase the capacity of the site to allow up to 30 guests to stay at one time. According to Jonathan and Ingrid projections of a weekly cost per guest of  £66 and a weekly charge per guest of  £150 they are making  £84 profit per guest per week. With the structural alterations and the increase in capacity by 20 guests. The weeks after the alterations are finished they could make an extra  £1,680 per week, bringing their possible weekly total profit at full capacity to  £2,436 (allowing for one free space, 29 paying customers). Therefore they could justify the large  £20,000 outlay on alterations as moult hall would pay for these alterations in little over 8 weeks. So in the long-run moult hall could be a profitable project by the end of year one. The one drawback of this proposal is the loss of the usage of the minibus at weekends, which generated an annual income of  £1,040, however it can be argued that it is now being put to better use and that the money is being recuperated from moult hall. Break-even point Total expenses £63,880 Weeks until break-even47.3 Guests until break-even473 As we can see from the table above moult hall will have to attract 473 guests a year to break even when they can only hold 10 guests per week. Equally they would have to run for 47.3 weeks a year at full capacity to break-even. This gives them an average of 9 guests a week. If they were to structurally improve moult hall so that they can hold up to 30 guests a week then the figures would look very different as shown in the table below. Break-Even Point Total Expenses £63,880 Weeks until break-even point14.7 Guests until break-even point441 Although a similar amount of guests is required the amount of weeks at full capacity has drastically dropped from 47.3 to 14.7. Their average guests per week has dropped from 9 to 8. Although this is not a large drop, in comparison they only have to fill 8 out of 30 beds compared to 9 out of 10 beds in the 30 week trial. The environment and its protection are very important to the committee and are mentioned in their main aims. Jonathan and Ingrids proposal helps the environment and makes the most of moult hall, if a garden was to be kept at moult hall the guest could tend to this and grow vegetables and recycle waste in a compost, which in turn could be re-used on the garden making moult hall very self-sufficient and environmentally friendly. One of the major aims of the committee is to help and educate the young. Jonathan and Ingrids proposal does just this, by inviting young people from the surrounding area to come stay and learn about the countryside. The guests will be able to learn about different wildlife and plant life living in the moult hall woodland and surrounding areas. The committee has to consider how the proposal will relate to their own aims, with moult hall becoming a learning centre for the young the committee could promote the good work they are doing to increase their donations r evenue and grow as a trust. Question 3 Winston’s proposal consists of turning moult hall into a quad bike track with lavish bedrooms in the house for guests. In the year one moult hall will turn over a profit of  £1,034,283.  £750,000 of this is guaranteed to the North West trust for the protection of wildlife and the other  £284,283 will go to Winston himself. Moult hall would be a great money maker for the trust with the guaranteed income of  £750,000 adding to the  £800,000 a year they receive from local donations and fund raisers, boosting their total revenue for the year to around  £1,550,000. Long-term moult hall will turnover similar amount each year as long as there is no dip in demand. In the second year when Winston doesn’t have any initial capital costs he will make a large profit himself of  £402,350. The funds the committee will earn from moult hall could be used in other areas to promote the protection of wildlife. Break-even Point Total Expenses £1,022,650 Weeks until break-even point35.9 Guests until break-even point538 From the table above we can see the break-even point for moult hall under Winston’s proposal. He would need to be operating at full capacity for almost 40 weeks a year to break-even this means he would have to attract 538 guests a year. On average to break-even Winston will have to have 11 guests a week. In monetary terms moult hall will be a very successful; however some parts of the proposal will go against the trusts main aims. The trust was set up for the protection of wildlife; one aim is to protect local wildlife and plant life. To make the quad bike track many mature trees will have to be removed in the grounds of moult hall. This will disrupt some of the habitats of animals in the woodland. One of the main habitats that could be disrupted is the nesting sites of the red kite. The red kite has only recently been re-introduced in to the United Kingdom after the success of similar projects in wales; the trust fully supports the work of the national charity that achieved this. The red kite was wiped out in the UK by modern farming methods which use pesticides to kill small rodents, which are the main food source of the red kite. The first aim of the Trust is to encourage farming methods that don’t hurt local wildlife and plant life. They have to consider how the disruption of the nesting sites would reflect on them if they took on Winston’s proposal. It may look bad as with one hand they are supporting the work of the charity yet they are making money at the cost of disrupting local nesting sites. Question 4a There are many different measures that to committee can use to measure the performance of moult hall such as: †¢Monthly financial reports †¢Committee inspections twice a year †¢Variance analysis – comparing budgeted figures with actual Variance Analysis The committee could use variance analysis; variance analysis is a comparison of the budgeted cost of running moult hall and the actual cost of running moult hall. They could see if the costs of moult hall are favourable or adverse. If the results are favourable then this means that moult hall is running at a cheaper cost than they originally budgeted. However if the results are adverse then this means that the cost of running moult hall is more than they budgeted, this could be due to higher food prices or a larger light and heating bill than first anticipated. Variance analysis will give the committee a good idea of how much difference there is between their original planned budget and their actual outlay. This will be useful in determining weather moult hall is a financially viable option. Monthly Financial Reports The committee could ask for the manager of moult hall to send them monthly financial reports so that they can keep track of the performance and see if they are making or loosing money. They could let the financial reports come in for a few months or even up to year. This way they can identify trends and high and low seasons. They may find that they have a slightly seasonal product, as more people will want to be outside in the summer compared to the winter. They can also see if over a year they are getting an increasing amount of interest month on month or if they are losing interest Committee inspections Committee inspections could take place two or three times a year, the committee could travel as a whole or send a few representatives to moult hall to assess the upkeep of moult hall and the grounds. The inspection could also be used to see how the guests are enjoying their time at moult hall. The inspection team will then feed back to the committee who will have meetings on how to improve moult hall based on the feedback from guests and/or any improvements or checks that would need to be made to ensure the performance of moult hall is consistent. Question 4b When the committee is assessing the performance of moult hall they can use different companies to assess moult hall for them. The Environmental Inspection Agency (EIA) can carry out Environmental impact assessments. The committee could use this agency to assess the impact that moult hall is having on the surrounding woodland and grounds of moult hall. The committee can use this information to track the environmental progress of moult hall and see if the project is having a damaging or positive effect on the woodland and grounds. The committee could also use a survey company to produce a survey which can be given to guests when they leave so that the guests can give their feedback. The survey company can then use these results to produce accurate feedback to present to the committee. This method would be better than the committee asking the questions themselves as it will give a better representation of the guest’s views on moult hall. One company that they could use is amplitude research, this is a company that specialises in market research, Amplitude research can create a standard survey for guests which will make the results more comparable and easier for the committee to act upon.

Free Essays on Diary Of Anne Frank

â€Å"Can eat when your in the depths of despair?† This can only be said by the very imaginative child Anne Shirley from the book of Anne of Green Gables. Lucy Maud Motgomery created the novel and fictional character, Anne. This novel is about a little Orphan girl whose life was changed by an elderly brother and sister, Matthew and Marilla Cuthbert. They live in Green Gables in the town of Avonlea on Prince Edward Island. You will see Anne’s life from a very imaginative 11 year old to an accomplished 20-year-old woman. Anne was not the best-looking person at age 11. When Matthew found her at the train station, Matthew saw, â€Å" A child about age 11, garted in very short, very tight, very ugly dress of yellowish gray wincey. She wore a faded brown sailor hat and beneath the hat, extending down her back, were two braids of very thick, decidedly red hair. Her face was small, white, and thin, also much freckled; her mouth was large and so were her eyes that looked green in some lights and moods and gray in others†. She also had a very pretty nose and her chin was very pointed. In addition, her big eyes were full of spirit. Anne hated her looks and she especially hated her hair. Once she bought a hair dye from a French peddler. He said it would turn Anne’s hair a raven black but it ended up turning green. Marrila had to cut most of Anne’s hair off after that. Anne hated when people make fun of her looks. Once she assaulted Gilbert blythe because he called her carrots because of her red hair. She broke a chalk slate over Gilberts head. In addition, Anne said, â€Å"I’d rather be pretty than smart†. Anne had a lot of memorable expressions that she made up at Green Gables. She named an avenue of apple trees, The White Way of Delight and a big pond, the lake of Shining waters. When Anne met Marrila, Anne said she would like to be called Cordelia because it was an elegant name; but Marrila refused to call her by that name. In her ro... Free Essays on Diary Of Anne Frank Free Essays on Diary Of Anne Frank â€Å"Can eat when your in the depths of despair?† This can only be said by the very imaginative child Anne Shirley from the book of Anne of Green Gables. Lucy Maud Motgomery created the novel and fictional character, Anne. This novel is about a little Orphan girl whose life was changed by an elderly brother and sister, Matthew and Marilla Cuthbert. They live in Green Gables in the town of Avonlea on Prince Edward Island. You will see Anne’s life from a very imaginative 11 year old to an accomplished 20-year-old woman. Anne was not the best-looking person at age 11. When Matthew found her at the train station, Matthew saw, â€Å" A child about age 11, garted in very short, very tight, very ugly dress of yellowish gray wincey. She wore a faded brown sailor hat and beneath the hat, extending down her back, were two braids of very thick, decidedly red hair. Her face was small, white, and thin, also much freckled; her mouth was large and so were her eyes that looked green in some lights and moods and gray in others†. She also had a very pretty nose and her chin was very pointed. In addition, her big eyes were full of spirit. Anne hated her looks and she especially hated her hair. Once she bought a hair dye from a French peddler. He said it would turn Anne’s hair a raven black but it ended up turning green. Marrila had to cut most of Anne’s hair off after that. Anne hated when people make fun of her looks. Once she assaulted Gilbert blythe because he called her carrots because of her red hair. She broke a chalk slate over Gilberts head. In addition, Anne said, â€Å"I’d rather be pretty than smart†. Anne had a lot of memorable expressions that she made up at Green Gables. She named an avenue of apple trees, The White Way of Delight and a big pond, the lake of Shining waters. When Anne met Marrila, Anne said she would like to be called Cordelia because it was an elegant name; but Marrila refused to call her by that name. In her ro...

Employment Law--Case Report Part2 Case Study Example | Topics and Well Written Essays - 3000 words

Employment Law-- Report Part2 - Case Study Example In some countries (such as Canada), employment laws related to unionised workplaces are differentiated from those relating to particular individuals. In most countries however, no such distinction is made. The labour movement has been instrumental in the enacting of laws protecting labour rights in the 19th and 20th centuries." 1 "In this case the EAT held that nurses providing a telephone service from their own homes at night were working throughout the night, even though they were able to do as they wished and might be asleep between telephone calls. The employees provided emergency nursing cover for nursing homes through a booking service that was staffed by qualified nurses 24 hours a day. During the day the service was provided from various offices but at night it was provided by nurses working from their homes. The Inland Revenue NMW Compliance Team served an enforcement notice on the employer. The Employment Tribunal considered that there was essentially no difference between the day workers and the night workers, except that the night workers worked from home. The Tribunal therefore concluded that the nurses were working for the whole of their night shift. The EAT upheld the decision of the Tribunal. ... ies approached their mutual obligations and the way remuneration was calculated; and the extent to which the period during which work was performed was ascertainable. The fact that the nurses were remunerated according to a shift system illustrated the nature of the obligation, since the employer would not be expected to pay them for time when they were not working. The EAT considered that the nurses' situation was different from that of other home workers because they could not choose the periods of time during the night when they answered the telephone calls. The continuing obligation to hold themselves ready to answer the telephone throughout the night was an important element in considering which periods of time constituted work. The main issue was what was to be regarded as their "actual work". The EAT emphasised that the task is to look at all the facts of the case, rather than trying to apply a general rule or categorise the nature of the work involved." 01 Further more detailed description of type and work of National Minimum Wage Compliance Team is as Follows: "The National Minimum Wage Compliance Team is an arm of the Inland Revenue charged with the task of enforcing the minimum wage with extensive powers to bring infringing employers to the Tribunal. It has had a remarkable track record of success with well selected and well prepared cases. The result is greater compliance with the NMW, more money for workers and more tax and NI revenue for the Treasury. British Nursing Association -v- Inland Revenue ( National Minimum Wage Compliance Team ) concerned workers who operated a telephone booking service for a bank nurse agency. During the day the service was conducted from the employer's premises, but the night shift worked from their homes. The calls

English lit, fiction short story Assignment Example | Topics and Well Written Essays - 1000 words

English lit, fiction short story - Assignment Example That is why short stories are appealing to the audience and people appreciate reading it. The text under consideration is â€Å"A Sound of Thunder†, written by Ray Bradbury. Story depicts a strange adventure of wealthy businessmen who intend to accomplish a time travel to the past for hunting dinosaurs. The theme of the story states the idea that everything is interconnected in this world, and even the smallest changes in the past may lead to unpredictable implications in the future. The author succeeds in elucidating the central message curiously and figuratively. The plot of the story reveals events chronologically, as the heroes’ adventure shown logically from its beginning to the end in the story. The story occurs in 2055 year, but it contains time travel to the past. Ray Bradbury provides a play with the time continuum in this fiction work. He writes â€Å"First a day and then a night and then a day and then a night, then it was day-night-day-night. A week, a month, a year, a decade! A.D. 2055. A.D. 2019. 1999! 1957! Gone...The Machine howled. Time was a film run backward. Suns fled and ten million moons fled after them† (Bradbury, n.p.). Such game with the temporal dimensions makes a story interesting and catches the reader’s attention. What is more, the plot of the story is rather unpredictable as we start to read and cannot predict what is going to happen next. As for the characters we may view them as a usual people in an unusual environment. The protagonist of the story, Eckels, considers himself a stubborn hunter and wants to shoot a dinosaur. He is confident, successful man with significant perspectives and skeptically relates to the directing rules of the maintainers and hardly believes that one small move can fundamentally transform the future. And the time when Travis tells him about the accidental killing of one mouse he replies: â€Å"So theyre dead†¦So what?† (Bradbury, n.p.). Still, his opinion

Finance assignment Example | Topics and Well Written Essays - 500 words - 1

Finance - Assignment Example "business mandate." This provision would require most firms to offer employees health insurance about $1,680 per worker annually into a new Health Security Trust Fund created to provide the coverage. Even though implementation of the law has been slower than planned, few want to take away health insurance from the more than 76,000 Massachusetts citizens who have gained coverage since its inception. "We wouldnt have insurance otherwise," said one of those enrollees, Mary Robbins, who had repeatedly tried without success to buy coverage for the small Saugus heating and air conditioning firm she owns and operates with her husband. New estimates from the Department of Medical Security, the agency struggling to implement the program, challenge the prevailing assumption that full implementation of universal health insurance will require additional state funding. A decision to fall back on the old mechanism of paying for care of the uninsured, the states Uncompensated Care Pool, would incur major costs and political liabilities. The costs, covered by a surcharge on all insured citizens hospital bills, have hit $405 million this year and will balloon even more rapidly if ways are not found to chip away at the number of uninsured. The question is where the money will come from: the beleaguered state budget, or businesses and their employees already burdened by high health insurance premiums. For these reasons and more, those who understand the intricacies of health-care financing say there is no way for the state simply to walk away from the problem of finding a way to pay the health costs of the uninsured. Although the 1988 universal health care law, now known as Chapter 23, was closely linked with Gov. Dukakis and his shattered presidential ambitions, the concept has a history that transcends parties and ideologies. While the Governor has yet to detail his health policy plans, he has designated the lieutenant governor-elect as his spokesman on those issues. At the

An Analysis Of Three Theories Of Personal Identity Philosophy Essay

An Analysis Of Three Theories Of Personal Identity Philosophy Essay Trying to define yourself is like trying to bite your own teeth Alan Watts. Personal Identity play its role as to define human with quality of its own which makes him or her a unique one. The identity of a person that is in question must be able to realize them, and he must be identified by other people. In short, what makes John unique from Felicia? Both internal (mind) and external (body) views are the two essential aspects that have to be differentiated by one. There are several general philosophical theories of this identity problem. Body theory, Soul theory and Conscious Theory will come to fit into the missing piece of the puzzle of personal identity. The body theory is one of the theories that define personal identity. It can be defined as when Person A has a personal identity if and only if they have the same body X. However, two problems can be found in this definition. Qualitatively, it is right to own the same body, but if changes happened to the body, can we still define that person as the same one? Everyones body is definitely different if we were to compare at the age of 60 and 4. Another problem popped out on the matter of body alteration. If Felicia becomes injured by a mine at war, and then her legs have to be amputated, is she not the same person, Felicia? Therefore, the definition of the theory is insufficient as the same body alteration is not accounted for. On the other hand, numerically, if a person lost his finger due to an accident, does that finger is counted as a different body? What if a scientist decided to use another persons DNA to clone another person with the exact same DNA? Two people with identical body surely cannot be the same person because they are still two different people with identical body. Both of them would be living totally different lives. Hence, in defining personal identity, the body theory by itself had failed to make it valid. The Soul theory will be the next common theory in defining personal identity. Similarly to the body theory: Person A has a personal identity if and only if they have the same soul. The idea became a lot more complicated when we are trying to define a rather controversial term soul. In the religion aspect, it is thought to be spirit of a person that passes through ones body into another realm (eg. Heaven or hell). However, it is still a mysterious phenomenon since there is no proof that can prove its existence. For instance, when a cloud changes to grayish puffy substance, we will still say, the cloud had turned gray. In short, we still recognized it as a cloud. It is just many souls in one body. Therefore, the soul theory is also not valid as it fails in that the definiens is insufficient to define personal identity.   The truest and most recognized philosophy theories about personal identity are the consciousness theory. However, this theory is interpreted differently in three ways: the experiential content, conscious self, and connected stream of consciousness theories. First on the list, the conscious self-theory: he or she is said to have personal identity if they have the same self-conscious. In another words, if there is a different conscious in two people, then both of them has personal identity. At first sight, it seems like a good theory to prove personal identity. It is analogous to Descartes cogito, I think therefore I am. Secondly, the consciousness of experiences theory is the common derivatives to the theory of consciousness. It is more easily known as the experiential content. This theory comes from the Lockes theory of having the mind blank, and accumulation from experiences. One is to have personal identity because only one person can experience at one finite space. We take twins f or instance. Although they have identical bodies, the moment they were born, they are already experiencing different moments. Therefore, both of them have personal identity because they experience different surroundings and see things in a different manner. The major problem is that we do not have the ability to remember every single experience in our life consciously. For instance, one can still tell another person what they have eaten three days ago but it is impossible for a person to tell another what they ate today after 10 years. In another example, one cannot be define as having different personal identity because they were drunk and acted like another person. In other words, because the human mind has failed to consciously remember every single moment of their lives, this theory eventually is invalid. The connected stream of consciousness will be the last theory about personal identity. With its definition of a persons identity is made out of a stream of connected conscious experiences, this theory eventually had solved the problem of human being unable to remember about their experience consciously. With this theory, we will still be the same person although we are unable to remember what we have done at the age of 4 when we are 60 years old. Generally with a finite mind, conscious is affiliated in a chronological pattern. In short, we will take the river as a metaphor. If you see a river flowing every day, you will not be looking at the same part of the river (representing body or experiences), however you will not be able to dispute that is not a river. Hence, let say the river is personal identity. This theory almost had it all right then. Thomas Reid which is also my preferred option to the idea of personal identity disagreed with Lockes memory theory by reducing it to absurdity. Lockes theory was criticized for a few irrelevancies. First of all, I strongly agree with what Reid hold on to. He thinks that personal identity should be determined with something that cannot be divided into parts indivisible but not by determining by operations. He, too, stated the main problem of Lockes is his ideas are of confusing proves of another thing with itself. Officer paradox was introduced by Reid at his attempt to Lockes theory to absurdity. A U.S. author, James Baldwin once quoted, An identity seemed like it has arrived by the way when a person faces and uses his experience. Assuming that we will not be able to put everything into a complete puzzle, we are left with one choice. Pluck a rose, separate the petals one by one which each petals represents one idea. Whatever came out at the end, it is you call by your very own intuition. Rà Ã‚ µfà Ã‚ µrà Ã‚ µnÑ Ãƒ Ã‚ µÃƒâ€˜Ã¢â‚¬ ¢

The First Battle Of Bull Run Essay -- essays research papers

THE FIRST BATTLE OF BULL RUN On July 21, 1861, two armies, one confederate and the other Union, prepared for the first major land battle of the Civil War. In 1861 Abraham Lincoln was sworn in as President. The Southern states had seceded and the South had fired on and captured Fort Sumter on April 12 1861.   Ã‚  Ã‚  Ã‚  Ã‚  After the Fort Sumter battle, both the North and the South began preparing for war by raising armies. This was done quickly and neither side spent much time training the troops. Both sides also did not know what a long and terrible war was ahead.   Ã‚  Ã‚  Ã‚  Ã‚  The first Battle of Bull Run took place near Manassas Junction, Virginia, an important railroad junction twenty five miles west of Washington, D.C. Bull Run Creek twisted and turned through Manassas Junction. The Shenandoah Valley, a Southern stronghold was thirty miles to the northwest of Manassas Junction. Both the Bull Run Creek and the nearby Shenandoah Valley gave the South two advantages in this battle.   Ã‚  Ã‚  Ã‚  Ã‚  In July 1861, tow armies faced each other in Northern Virginia. General Irvin McDowell, commander of the Union Army of the Potomac had 31,000 men in Washington. General Beauergard of the Confederate Army had 20,000 troops camped around Manassas Junction.   Ã‚  Ã‚  Ã‚  Ã‚  To the north, near Harriers Ferry, Confederate General Joseph Johnston with 9,000 soldiers faced off with Union General Patterson who was dug...